Property Insurance
Property Insurance provides protection against risks to property, such as fire, theft or weather, and comprehensive damages.
A Standard (Named Perils) Form policy names the perils it insures.
A Broad Form policy insures against all risks of direct physical loss or damage subject to policy conditions and exclusions. Although you will pay a higher premium for this superior coverage, there are many advantages to broad form insurance including:
- Vehicle impact damage to insured's building
- All sources of smoke damage, excluding agricultural smudging or industrial operations
- Water damage due to freezing or rupture of water lines
- Theft
- Collapse
- All other perils not specifically excluded
Email us at info@reithandassociates.com today to learn more.
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