Automobile Insurance

An automobile insurance policy is a contract between you and the insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy.

The most common coverages include:

  • Liability Coverage
    Helps protect you for damages to others if you're at fault in a covered accident. Damages include bodily injury and property damage.
  • Guest Passenger Liability Coverage
    Helps protect you for bodily injury to a passenger in your automobile, if you're at fault in a covered accident.
  • Medical Payments Coverage
    Provides payment for reasonable and necessary medical treatment for you or another insured person after a covered accident.
  • Underinsured/Uninsured Motorists Coverage
    Protects you for covered damage caused by drivers who don't have insurance or don't carry enough insurance.
  • Collision Coverage
    Helps pay to repair or replace your insured motorcycle after an accident for which you are deemed at fault.
  • Comprehensive Coverage
    Helps pay for covered damages to your insured motorcycle resulting from a peril other than a collision, such as flood, wind, theft, and vandalism.
  • Other Optional Coverages include;
    Emergency road service, car rental, and travel expenses due to a covered loss.

A number of discounts may be available to you when purchasing your automobile insurance. Discounts include:

  • Accident-Free
  • Multi-Policy
  • Multi-Vehicle
  • New Home
  • Senior's Discount
  • Claims Free

Email us at info@reithandassociates.com today to learn more.

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