Commissions, trailing commissions, management fees and expenses
all may be associated with mutual fund investments. Please
read the prospectus before investing. Mutual fund securities
are not covered by the Canada Deposit Insurance Corporation
or by any other government deposit insurer. There can be
no assurances that the fund will be able to maintain its
net asset value per security at a constant amount or that
the full amount of your investment in the fund will be returned
to you. Past performance may not be repeated.